TechCrunch
Revolutionary Platform Transforms Digital Landscape
Industry leaders praise the innovative approach that's reshaping how businesses connect with their customers through cutting-edge technology solutions.
Read ArticleSourabh Girdhar
CTO & Engineering Leader | 19+ Years Driving Fintech Innovation
- Built platforms leveraging AI in BFSI
- DevSecOps and developer advocate
- Gartner Engineering Community Ambassador
📧 girdharsourabh@gmail.com
📱 +91 8826445086
📍 Gurugram, India
Driving Innovation at Scale
I am a technology leader with over 19 years of hands-on experience driving innovation and operational excellence in the fintech sector. As CTO at Care.fi, I architected platforms that accelerated loan approvals from days to minutes, enabling 40% increase in monthly disbursements. I've built RevNow, an AI-powered Revenue Cycle Management platform transforming hospital insurance claims processing.
🏆 Gartner Ambassador
300+ Cr
Loans Disbursed
99.99%
System Uptime
70%
Faster Deployments
50%
Reduction in Attrition
Technical Expertise
Java/J2EE
SpringBoot
AWS
Kubernetes
DevSecOps
Microservices
React
Blockchain
Leadership Skills
Strategy
Team Building
Migration
Innovation
Problem Solving
Professional Journey
Showcasing career progression and impact across leading fintech and financial organizations
-
CF
Head of Engineering, CTO
Care.fi
Nov 2023 - Present
Built ecosystem disrupting healthcare financing with 300+ Cr disbursed in 2 years
Leading engineering at Peak IV backed startup transforming healthcare access
Node.js React AWS Microservices Fintech -
OA
Engineering Lead
OLX Autos
Oct 2021 - Oct 2023
Achieved 100% increase in loan book to 220M USD
Generated 50K USD annual savings through optimization initiatives
Led team of 35+ engineers with 95% retention rate
Python Java Kubernetes PostgreSQL Redis -
AF
Engineering Manager
Ameriprise Financials
Aug 2018 - Sep 2021
Led team of 12 engineers in digital transformation initiatives
Converted monolith to microservices, reducing coding errors by 80%
Spring Boot Angular Docker Jenkins Oracle -
FI
Senior Software Engineer
Fidelity Investments
Mar 2016 - Jul 2018
Developed high-performance trading systems handling millions of transactions
Mentored junior developers and established coding best practices
Java C++ SQL Server REST APIs -
NO
Software Developer
Nomura Securities
Jan 2014 - Feb 2016
Built risk management systems for global trading operations
Collaborated with cross-functional teams across multiple time zones
C# .NET WPF SQL -
IBM
Associate Software Engineer
IBM
Jul 2012 - Dec 2013
Started career journey in enterprise software development
Gained expertise in agile methodologies and team collaboration
Java JSP MySQL Eclipse
Innovation Showcase
Demonstrating technical leadership through transformative projects and measurable business impact
AI/ML
RevNow - AI-Powered RCM Platform
End-to-end insurance claims processing system for hospitals with real-time financial transparency and intelligent claim validation.
Business Impact
Reduced claim rejections by 60% through AI-driven validation
FinTech
Care.fi Lending Platform
Digital lending ecosystem transforming loan approval processes from days to minutes with automated risk assessment.
Business Impact
40% increase in monthly disbursements with faster approvals
Enterprise
OLX Autos Loan Management System
Complex LMS and Risk Engine built from scratch to handle automotive loan processing at scale.
Business Impact
100% loan book increase, reduced manual reviews from 40% to 10%
Framework
Swift Messaging Framework
Individual creation of messaging framework at Columbia Threadneedle for streamlined financial communications.
Business Impact
1.5M USD company savings through automation and efficiency
Ready to Transform Your Engineering Vision?
I thrive at the intersection of business and technology, translating complex requirements into impactful solutions. Let's discuss how we can unlock new growth in fintech together.
Let's Start a Conversation
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